7 Terrible Gifts You Should Never Give a Coworker

Christmas is right around the corner and now is the time when workers everywhere have to start thinking about their company’s gift grab bag or Secret Santa pools. These traditional gift-exchanging programs are meant to be fun and build some team unity, but for some people they can only lead to trouble.  It’s not easy buying gifts for someone that you don’t really know all … [Read more...]

Why Is It Called Black Friday?

Everyone knows it’s a huge day for shopping, but why is it called Black Friday? Another Black Friday is upon us and you know what that means.  Throngs of anxious shoppers pushing, shoving, and trampling each other to decide who will be the lucky one who gets the deeply discounted video game, blu-ray player or Elmo doll.  Millions of people get up early (or stay up all night) … [Read more...]

Capital One 360 Online Savings Review

If you're looking for an online bank that offers interest rates far better than any brick and mortar bank plus a bunch of other customer-friendly features, I strongly recommend you consider opening a Capital One 360 savings account. I've had a Capital One 360 account for over two years now (back then it was called an ING Direct Orange Savings Account, until the company was … [Read more...]

Will Playing the Lottery Cost You Your Retirement?


A true story of my friend Bill who wasted thousands of dollars on the lottery. The story you are about to hear is true.  Only the names have been changed to protect the ignorant. For a few years when my children were first born I worked part time at a department store.  It was pretty mindless work…scanning inventory, working out stock, loading furniture into cars for … [Read more...]