Car insurance, like any kind of insurance, is an essential part of any well thought out financial plan. You may not like paying the bill you'll be glad you have that safety net in place if you ever need it. Car insurance covers you in case of an accident, theft, vandalism, and more. Every car owner needs a car insurance policy, but if you get scammed it can be one of the … [Read more...] about Car Insurance Scams And How To Avoid Them
Don't let an ex have the last laugh. Make sure you review and change the beneficiary on your life insurance if necessary. In my first job out of college I processed death benefit payouts for 401(k) participants. I had to review the request, the death certificate, and the beneficiaries on file before we could cut the beneficiary a check. Most of the time it was … [Read more...] about When To Change The Beneficiary On Your Life Insurance
One of the keys to financial success is not just knowing where your money is going, but deliberately and intentionally choosing what you want your money to do for you. That’s one of the underlying themes of a new book I just read called You Need A Budget. The book is written by Jesse Mecham, creator of the You Need A Budget (YNAB) budgeting app. Disclaimer – I’ve never … [Read more...] about You Need A Budget Book Review
Regularly changing your car’s cabin air filter will improve the air quality inside the car, and also help avoid expensive repairs down the road. But what is a cabin air filter and how often should you change it? Let’s get started. What is a Cabin Air Filter? Most newer model cars (around 2000 and later) have a cabin air filter, which filters the air that comes through … [Read more...] about How Often Should You Change Your Cabin Air Filter?
Your son’s foot slips while backing into the driveway and he crashes right through the garage door. A water pipe bursts and floods your basement. Your furnace dies in the middle of winter. Your company is downsizing and you suddenly find yourself out of a job. Life is full of financial emergencies like these, which is why it’s smart to establish an emergency fund to cover … [Read more...] about How To Build An Emergency Fund