Hey there!  I’m Mike Collins…welcome to the Wealthy Turtle!

I started this blog to help people like you learn how to get out of debt and start building wealth.

Not long ago,  my family and I were up to our eyeballs in debt…our expenses were actually greater than our income and we had to keep tapping into our savings just to stay afloat.  We weren’t saving a dime for our future and I had no idea where our money was actually going.

I said to my wife, “We’re smart people…how did this happen??”

So we started making changes to improve our financial situation.  We cut our expenses where we could, but we also looked for ways to increase our income.  I got a second job for awhile, and started learning how to make money online as a blogger.  I learned to spend less time on ESPN.com and more time reading personal finance books and websites to learn everything I could about money management.

Flash forward a few years and we’re in a much better situation.  We still have a little debt left to pay off, but we’ve learned to pay ourselves first so we’re always savings and investing.

On Wealthy Turtle, I plan to share my experiences and the knowledge I’ve gained in plain English that anyone can understand.  You’ll find articles on all aspects of personal finance, product reviews, and personal stories that will help you achieve financial freedom.  And along the way we’ll have a good time and share some laughs.

Be sure to subscribe to my free newsletter which covers topics such as:

  • How to pay down debt and take control of your finances.
  • How to save and invest for your future.
  • How to achieve financial independence so you have the freedom to do what you want.

A little about me…

I live in New Jersey with my beautiful wife and our 3 amazing kids.  They are a handful and they can try my patience when I’m trying to get some writing done, but I love them more than anything.  If I don’t publish a new post or respond to emails for a few days, I’m probably just giving them piggy back rides or something.  :)

I don’t watch a ton of TV anymore but I do enjoy the Food Network and the Science Channel (yea, so I’m a nerd…so what!)

I’m a Mets fan…please don’t rub it in.

There are few things better than standing in front of the hot  grill with a cold beer in my hand while I wait for dinner to be ready.

Since becoming a homeowner I’ve learned to do all sorts of projects around the house.  Some of them I’m quite proud of and others…well let’s just forget about those.

I love hearing from readers, so feel free to contact me with any thoughts or suggestions you have.

You can also follow me on Twitter and Facebook.  I love getting new followers and friends, and I’d appreciate if you shared my articles and “Like” me as well.


Although I write about financial topics I am not a professional and in no way should you take anything I say as advice.  My articles are meant to be informative only…you should always consult with a professional and conduct your own research before making financial decisions.

Also keep in mind that Wealthy Turtle has financial relationships with some of the merchants and advertisers mentioned and may be compensated if you click on their links and sign up/make a purchase/etc.


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Mike is a freelance writer and blogger who specializes in finance and parenting topics. He is a dedicated husband and father of three who is obsessed with creating multiple streams of income and building wealth so he can achieve true financial freedom for his family. Like what you're reading? Subscribe to our free RSS feed and follow us on Twitter.

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