One of the keys to financial success is not just knowing where your money is going, but deliberately and intentionally choosing what you want your money to do for you. That’s one of the underlying themes of a new book I just read called You Need A Budget. The book is written by Jesse Mecham, creator of the You Need A Budget (YNAB) budgeting app. Disclaimer – I’ve never … [Read more...] about You Need A Budget Book Review
Regularly changing your car’s cabin air filter will improve the air quality inside the car, and also help avoid expensive repairs down the road. But what is a cabin air filter and how often should you change it? Let’s get started. What is a Cabin Air Filter? Most newer model cars (around 2000 and later) have a cabin air filter, which filters the air that comes through … [Read more...] about How Often Should You Change Your Cabin Air Filter?
Your son’s foot slips while backing into the driveway and he crashes right through the garage door. A water pipe bursts and floods your basement. Your furnace dies in the middle of winter. Your company is downsizing and you suddenly find yourself out of a job. Life is full of financial emergencies like these, which is why it’s smart to establish an emergency fund to cover … [Read more...] about How To Build An Emergency Fund
Schools don’t do a very good job when it comes to teaching even the most basic money management skills. Without that foundation of knowledge, it’s no wonder so many people make money mistakes that cripple their ability to reach their goals. We rely on our parents and family to set an example of how money should be handled, as well as our own experiences of trail and … [Read more...] about 7 Money Mistakes That Will Sink Your Finances
Debt has become a way of life in America. Why scrimp and save for months to buy something you want when it is so much easier to just whip out your credit card? You’ll worry about paying for it later, right? Unfortunately, that’s a dangerous game and if you’re not careful you can dig yourself in a deep hole called The Debt Trap. And once you fall into the trap, climbing … [Read more...] about 7 Warning Signs Of Debt Problems In Your Future