2015 Stock Market Holidays

stock market holidays 2015

WHAT STOCK MARKET HOLIDAYS ARE SCHEDULED FOR 2015? Now that we're into 2015, it's time to start planning for the year ahead.  For example, investors will need to know when the stock markets are closed because those are days they can not make any trades. That goes for any automatic investments you might have set up with online discount brokers such as Scottrade. Of … [Read more...]

Advantages of Dividend Investing

Never Underestimate the Power of Dividend Investing Everybody wants to get the greatest return possible from their investments in the stock market. Who wouldn’t love to see their stocks double or triple in value? Although this may be the goal of investors, it is very difficult to achieve. One of the ways that investors can increase their chances of selecting winning … [Read more...]

How Does 401k Vesting Work?

flickr-stormtrooper piggy bank

You probably have a 401(k) through your employer which allows you to put money away for retirement, and if you’re lucky your employer also matches some of your contributions so your money will grow even faster. But what you might not realize is that company match isn't automatically yours to keep and you might have to forfeit it if you leave your job before reaching minimum … [Read more...]

Defined Benefit vs Defined Contribution

Employer-sponsored retirement plans can basically be divided into two categories:  defined benefit vs defined contribution. In a traditional defined benefit pension plan, an employee receives a set monthly amount once they reach retirement.  The amount they receive is based upon the participant’s salary and length of service with the company.  They continue to receive that … [Read more...]

What is a 401k Plan and How Does It Work?

401k

You've probably heard the term 401(k) a thousand times before and you might even have some of your money invested in one, but how much do you really know about it?   Perhaps you don’t even realize that you’re eligible to participate in a 401(k) plan.  Or maybe you are eligible but you don’t know anything about it and you aren't sure if it is worthwhile. What is a 401(k) plan … [Read more...]