A lot of people are dealing with precarious financial situations. But what’s causing this? And how common is it? There are many factors playing into the high debt and low savings levels of consumers living in the United States. How Much Debt Do People Have? It probably isn’t surprising to hear that people in the U.S. have a lot of debt. The average person has about … [Read more...] about Debt vs. Savings: A Look at American Finance
We're always on the lookout for new apps that help us save money or earn extra money as a side hustle. So when we heard about a new app called Dosh that offers cash back on purchases at thousands of stores and restaurants, we couldn't wait to download the Dosh app and give it a try. But we're also nervous about downloading unfamiliar apps and handing over our personal … [Read more...] about Dosh Scam Warning: Is The Dosh App Really Legit And Safe?
If you work for a company that offers a retirement plan, you'd be smart to learn as much as you can about how it works. You want to be sure you're getting as much out of the plan as possible. Your retirement depends on it. Employer-sponsored retirement plans can be divided into two main categories: defined benefit vs defined contribution. In this article … [Read more...] about Defined Benefit vs Defined Contribution – What You Need To Know
One of the keys to financial success is not just knowing where your money is going, but deliberately and intentionally choosing what you want your money to do for you. That’s one of the underlying themes of a new book I just read called You Need A Budget. The book is written by Jesse Mecham, creator of the You Need A Budget (YNAB) budgeting app. Disclaimer – I’ve never … [Read more...] about You Need A Budget Book Review
Regularly changing your car’s cabin air filter will improve the air quality inside the car, and also help avoid expensive repairs down the road. But what is a cabin air filter and how often should you change it? Let’s get started. What is a Cabin Air Filter? Most newer model cars (around 2000 and later) have a cabin air filter, which filters the air that comes through … [Read more...] about How Often Should You Change Your Cabin Air Filter?